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Financial services

Defining financial services Fifty years ago, financial services have accounted for less than 3 percent of GDP in the US and developed Europe, which at present, is mounted to almost 10 percent (Stephenson 2005). Thus, the financial services industry is one of the many industries that produce rapid growth in the world economy (Stephenson 2005). The modern financial industry witnessed 1986 as the ‘big bang’ era that opened London up more widely to international competition through electronic trading (Harris 1998). The onset of computer technology and global telecommunications systems has undoubtedly brought rapid changes that likewise brought changes to financial services. A widening of shared ownership and investment opportunities from few to many has been heralded by this development (Harris 1998). This development has bid adieu to the usage of a stockbroker, as it has now been possible for one to buy and sell certain financial investments through a visit to the local bank or using the computer. Before the onset of advanced technology and computerization, there used to be a clear difference between a retail bank and a building society, or an insurance company, which all had a separate business from the retail bank. Today, financial institutions cannot be easily differentiated as the differences between them are disappearing while they continuously compete against each other to sell services that used to be sold by just one portion of the sector (Harris 1998). The past witnessed each firm with a narrow band of services, which is offered to a wide range of consumers and business clients. Even the payment system was controlled by commercial banks that have the authority to clear checks and drafts. Today, payments and money are facilitated electronically in volumes that are not easily handled in the physical form (Johnson 2000). Mortgage finance, which is now traded as securities, is likewise available from a wide range of sources while securities firm offer corporate and government securities as investment avenues (Johnson 2000). Even insurance companies provide products that compete with investments, which can be obtained through securities firms. It may be inferred that the dynamics of the banking industry have been permanently changed by mutual funds, which is an outcome of recent technology advancement (Johnson 2000). The same advancement has blurred traditional roles, causing difficulty to distinguish the product of a commercial bank from that of another financial institution. Banks are now selling insurance, with some having taken over some insurance firms. Virgin Boots offers a range of insurance companies in much the same way as Marks &Spencer sells investment products and pensions (Harris 1998). Likewise, if one needs a mortgage, he can go to a building society, a bank, an insurance company, and even a local supermarket. Financial services also witnessed the rapid growth of telephone call centers and helplines with their increased staffing jobs. A process of significant change in a period of new alignments in domestic markets and increased global competition is currently faced by the financial services industry (Johnson 2000). For several years, bank deposits have served as the basis for the country’s payment mechanism, until such time electronic banking occurred, replacing physical&nbsp.currency.

EssayTab is hands down the best essay writing service for college students. I was initially skeptical about the quality of a product that has such a low price point but I can tell you that it’s worth every penny! I’ve been using EssayTab for my essays in college as well as in grad school, and they always deliver excellent content.

College Student


Frequently Asked Questions

Can I get a plagiarism report?

Yes. We have a strict anti-plagiarism policy, ensuring that every paper we deliver to our clients is 100% original. Our writers are required to write each paper from scratch. We never use any pre-written or pre-written material in our papers.

Can you proofread my paper for me?

Proofreading is never fun, no matter how much you love the smell of red pen in the morning. Don’t enjoy reading your own writing? You’re not alone. Don’t have time to revise your work or read a full-length novel? We feel ya. That’s why we offer affordable proofreading services to university students in a range of areas, including history, literature, and business studies.

When will my paper be ready?

We do our best to complete all assignments on time. Please, place your order on time before the exact deadline to avoid any mishaps.

If you have not received your order and the deadline has passed, please contact our friendly customer support team and they will send it to you immediately.

What do I do if I'm not satisfied with my paper?

If for some reason, you’re not satisfied with the completed paper, simply reach out to use and we’ll revise it.

What is Essaytab.com?

Essaytab.com is an academic writing site that helps students write top-notch essays and research papers.

How much does EssayTab cost?

Price starts at just $11 a page. Our prices are very affordable, and we guarantee to deliver your paper on time. We hire only the most qualified writers who can produce a high-quality custom essay, research paper, or dissertation on all academic topics.

Is this the best essay writing service?

There are many essay writing services available. And, it is your responsibility to choose the best and the most trusted one for you ⇒ Essaytab.com. The best essay writing service should be able to provide all kinds of essays, from persuasive, expository, argumentative essays to any other type of essays. So basically, if you want to buy an essay online, you should be looking for a reliable company that can offer you a wide range of options.

The best essay writing service should also have a good customer support system in place. You would probably need some help while ordering your essay online and so it is important that you get assistance from someone who knows what they are doing. The best essay writing services should offer round-the-clock customer support service so that whenever you need it, someone will be there to help you out.

The best essay writing services should also offer affordable prices along with high-quality work. Not every company that offers cheap prices provides quality work, but some companies provide both quality and cheap prices, and these companies are known as the best ones because they offer what they promise!

How do I place an order?

It is easy to place an order at our essay writing website. It is all done online. All you need to do is fill out the order form, which will take only a few minutes of your time.
Once you complete the order form, we will start working on your essay immediately. Once your paper is completed, we will send it back to you via email, and you will be able to download it and submit it on time without any additional work required on your part.

How is the price of my essay determined?

The price of an assignment is based on:

1) Academic Level: Price starts at $11 per page but increases by $10 when you select College 1-2, $15 for College 3-4, Master’s $25 and $30 when you select PhD level. The base price for all academic levels is just $11 per page.

2) Number of pages. The more the pages the higher the price.

3) Deadline: Shorter deadlines like 12 hours attract an extra fee. We advise our clients to orders essays in advance to avoid delays.

Is EssayTab legit/legal?

Yes, EssayTab is 100% legal. Here’s just a few reasons why you should choose essaytab.com for your assignments:

1) Professional editors: Our editors fact check each assignment to make sure that it meets the clients requirements and is 100% plagiarism free.

2) High-quality work: We guarantee that the completed essay will be written from scratch.

3) Confidentiality: We do not share your information with any third parties.