Net annual cost

What would be the net annual cost of the following checking accounts? a. Monthly fee, $3.50; processing fee, 50 cents per check; checks written, an average of 15 a month. B. Interest earnings of 2 percent with a $500 minimum balance; average monthly balance, $900; monthly service charge of $14 for falling below the minimum balance, which occurs five times a year ( no interest earned in these months).

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